About Us

A hand up when it's needed most

At Gradient Gives Back Foundation (GGBF), we understand that life is unpredictable, and even the strongest families can face unexpected challenges—medical issues, accidents, job loss, or other hardships that create financial strain. Through partnerships with financial service professionals, select families within their local communities receive the life-changing gift of housing assistance, easing financial burdens when they need it most. By covering up to 12 months of mortgage or rent payments, our partners help families focus on what truly matters—whether that’s recovery, caring for loved ones, or regaining financial independence.

Our mission

Our mission is to provide financial relief to families facing unexpected hardships, allowing them to focus on the moments that matter most. Through the generosity of our partners, we bring hope and stability to families in need, giving them the opportunity to regain financial footing.

Our history

In 2009, Chuck and Tami Lucius, founders of Gradient Financial Group, established Gradient Gives Back Foundation (GGBF) to directly provide financial support to families facing financial difficulties.

What began as a Minnesota-based nonprofit has since expanded into a nationwide initiative, partnering with financial service professionals to provide up to 12 months of housing payments to families in need. The foundation was created during a time of economic turmoil with a simple goal: to strengthen communities by easing financial burdens and providing families with a sense of stability.

Since its establishment, Gradient Gives Back Foundation has provided more than $875,000 in housing assistance, awarding housing payments to families across the United States. Our mission continues today, helping families in local communities and inspiring others to take part in charitable giving.

Two kids running with kites
Family having dinner
Family walking up a hill at sunset
Family smiling while having a picnic
Our Values

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Compassion
Every story matters, and every family deserves support.

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Community
We believe in the power of people coming together to uplift one another.

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Stability
A sense of security is the foundation of a strong future.

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Empowerment
Helping families regain their footing with dignity and hope.
Our Impact
Families Supported Across 21 States
80+
Total Months of Housing Payments Gifted
1,100+
in Assistance Provided
$875,000+